Archive for December, 2010

Health Care Scholarships that Offer More Than Just Financial Rewards

Friday, December 31st, 2010

Health Care Scholarships that Offer More Than Just Financial Rewards

Did you know there are health care scholarships that offer you practical work experience in addition to financial assistance? Award-for-service scholarships are an excellent way for students pursuing college degrees in health care fields to start acquiring job experience immediately upon graduation.

How does this work? Well, these scholarships offer you a deal: In exchange for a scholarship that doesn’t have to be repaid in cash, you commit to working for a designated number of years in needy areas of the country or with needy populations after you graduate from your health care degree program. With one of these scholarships, you get financial aid, a job, and the opportunity to apply your new skills right away among people who most need your help.

No Shortage of Jobs in the Health Care Industry

Health care students are heading for careers in a thriving industry. According to the Bureau of Labor Statistics, employment in health care has increased since the start of the recession (597,000 jobs added), while so many other industries have seen nothing but losses. In terms of long-term employment and financial stability, pursuing a health care degree is a good choice.

Why Get a Health Care Scholarship that Requires a Work Commitment?

It’s true that there are health care scholarships that don’t require anything of you once you or your school has received the money (other than the obligation to complete your degree program, that is). There are need-based health care scholarships available only to students who can demonstrate financial need. There are also merit-based scholarships that are based only on the applicant’s achievements or accomplishments.

However, recipients of health care scholarships that will put their skills to work soon as they graduate will feel good about knowing that their scholarship money is well earned. Even better, these graduates can count on employment in their field, since they’ll be serving communities where health care is falling through the cracks. The value of on-the-job knowledge plus the unique satisfaction that comes from helping others creates a fulfilling life experience that will benefit you both professionally and personally.

Here are some examples of health care scholarships that offer the scholarship-for-service exchange:

Health Professional Scholarship: Eligible applicants must major in health sciences and services at the undergraduate (juniors and seniors only), master’s, or doctoral level. Recipients must work in a designated health care shortage area in the state of Washington for between three and five years. Texas Tech Rural Health Education Scholarship: Eligible applicants must be Texas residents pursuing a degree that leads to licensure as a health care professional. Applicants can be undergraduate, graduate or doctoral-level students. Recipients must work in a rural Texas community in their health profession upon graduation. Health Professions Education Scholarship: Eligible applicants must be U.S. citizens and California residents and either undergraduate (juniors and seniors only) or graduate students. Recipients must work in their health care profession in an underserved area of California upon graduation.

For award-for-service health care scholarships that could be a good fit for you, visit the website www.educationgrant.com.

Health Care Scholarships and Helping Others

With the country’s ever-increasing need for health care services, a career in health care is a good choice from a job stability point of view. But you probably didn’t decide on health care just because of job stability. You probably like to help people, too. Health care scholarships that offer you financial aid in exchange for your services after you graduate can be a deal that benefits everyone.

Sarah Durning is a Content Editor for EducationGrant.com, which delivers news, tips and information on financial aid, health care scholarships and other scholarship opportunities, federal and state education grants, student loan repayment, and more.


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PLEASE HELP US SHARE THIS VIDEO. On March 16, 2010, Tea Partiers from around the country gathered (in disappointing numbers) in front of the Capitol building for their final protest against health care reform. Also in town, appropriately, was Barnum & Bailey’s actual circus. The protestors voiced their usual conspiratorial concerns about healthcare reform: that it was a government takeover and more government, of course, equals less freedom; that it would euthanize seniors too expensive to treat; and that the bill would sink the nation into irrecoverable debt, despite its actually reducing the deficit by more than 0-billion over the next ten years. Averse to facts, no one interviewed was able to cite evidence for their false beliefs about the reform proposal, and instead suggested we seek the “truth” from Glenn Beck and Fox News. THE PROPOSAL The healthcare reform proposal being advanced in congress, while imperfect, would bring long overdue changes to a broken system. Far from being rushed, the proposals that make up this reform have been debated for years, and this congress has been working on a bill for many months. It’s time for an up or down vote on reform. The proposal will expand healthcare access to over 30-million uninsured Americans, make healthcare more affordable for everyone, hold insurance companies more accountable, end discrimination against Americans with pre-existing conditions, and help stabilize our budget and economy by reducing the deficit by over

Reid ‘Health Care’ Reform Bill Increases Premiums by $3,100 Yearly and Funds Abortion!

Thursday, December 30th, 2010

Reid ‘Health Care’ Reform Bill Increases Premiums by ,100 Yearly and Funds Abortion!

Senator Harry Reid’s (D-NV) 2,074-page health care bill will increase family health insurance premiums by an average of ,100 a year, according to new figures released by the Congressional Budget Office (CBO).

The CBO says that an average family plan will increase by 28% under the Reid bill – from ,000 per family to ,100 per family. In addition, a family of four with an income of ,000 will pay 17% more of its income for premiums and cost sharing in Reid’s government-run health care legislation.

Reid’s bill will end up costing the American taxpayer .5 trillion and leave families with higher health care costs. “Reid’s legislative takeover of health care costs Americans .2 billion per page or .8 million per word!,” said TVC Executive Director Andrea Lafferty. “And what do we get for it? Socialized medicine and higher health care costs!”

Senator Tom Coburn (R-OK) has posted a simple analysis of Reid’s bill on his web site. Reid’s bill will not only increase health care costs, but result in an estimated loss of 1.6 million jobs and leaves 24 million without health insurance. Reid imposes an billion tax on uninsured Americans and billion in new taxes on employers! Reid also cuts Medicare by 5 billion and cuts 8 from Medicare Advantage.

“Reid’s solution to health care reform is to tax Americans, punish senior citizens, and increase the cost of health care for everyone,” said Lafferty. “This isn’t reform, it’s a recipe for national disaster and the destruction of the finest health care system in the world.”

Rationing Mammograms & Gym Membership

Heritage Foundation expert Brian Darling has recently exposed the fact that Reid’s health care bill will result in the rationing of mammograms for women.

According to Darling, Section 2713 of the bill says that the recommendations of the U.S. Preventive Services Task Force will have the force of law in determining what’s in health plans or what’s not covered. Last week, the Task Force gave annual mammograms a “C” rating (not recommended). Right now, insurance companies can ignore the Task Force guideline. Under Reid/ObamaCare, it will have the force of law. A new government bureaucracy (one of 100 new bureaucracies to be created in the Senate bill), will make mammogram health care decisions for women and their physicians.

Under Reid/Obama care, mandated health insurance plans must include “mental health parity,” “behavioral health treatment,” and include “preventive care,” which can include gym memberships. (This is in Section 1302(a) of the bill.)

Marriage Penalty

Reid/ObamaCare punishes married couples. It will inflict a 0.5% payroll tax on married couples making more than 0,000 a year in wages. Co-habiting couples, however, are free to make 0,000 each before being taxed.

Employer Mandates

Reid/Obama Care will impose billion in new taxes on employers that don’t provide government-approved health insurance plans! These new taxes will be passed on to consumers in the form of higher prices for everything.

Abortion Funding

Sen. Reid’s bill will not only cost more for every family, but he has included a provision that is an abortion-funding fee that will pay for abortion on demand with taxpayer dollars. The abortion funding mandate is on page 118 of the bill. It authorizes the federal government to pay for any and all abortions through a government-run program known as the “public option.” Reid’s bill will permit the Secretary of Health and Human Services (HHS) to fund all abortions, including third trimester and partial-birth abortions! It will subsidize purchase of private plans that cover abortion on demand, too.

“Reid clearly wants American taxpayers to be forced to pay for abortion on demand through his bill. This isn’t health care, it’s the killing of unborn babies,” said Lafferty.

The Louisiana Purchase & Other Bribes

Senator Mary Landrieu (D-LA) is a so-called “moderate” who received a multi-million dollar bribe in the form of cash assistance in Reid’s bill for her vote to support debate on his legislation.

Initially, Reid dropped a 0 million dollar benefit into his bill that benefited only Louisiana. On page 432 of the bill there is a section that increases Medicaid subsidies in states that are recovering from a natural disaster during the past 7 years. That provision only applies to Louisiana! (Landrieu held out for more cash from Reid and has openly boasted that she got 0 million for her state, not just 0 million initially offered.)

Landrieu’s vote was needed by Reid in order to get the 60 votes necessary last Saturday to approve the legislation for debate within the next few weeks.

Other Senators who received deal sweeteners were: Senators Ben Nelson (D-NE), Ron Wyden (D-OR) and Evan Bayh (D-IN).

Nelson got Reid to remove a provision stripping health insurers of their anti-trust exemption; and Wyden got Reid to agreed to expand eligibility for health insurance.

In addition, Reid made sure that California, the abortion industry, and big labor got deals for support of his socialist health care bill. The abortion lobby, for example, was encouraged by Reid’s massive abortion funding mechanism in the bill. California was promised 0 million for an increase in Medicare payments to doctors.

According to the Houston Chronicle, in the House-passed version of health care reform, labor unions will receive up to billion in taxpayer-funded bailouts. This billion will be used by unions to pay retiree benefits. The House bill will force home health care workers into unions, too! According to the Chronicle: “Under the proposed public option, Secretary of Health and Human Services Kathleen Sebelius would wield tremendous discretionary authority to regulate participating health care workers. She and various federal panels, where the unions would have guaranteed seats, would take the lead in recommending health care policy. Thus, labor would have considerable influence over decisions affecting most doctors, nurses and patients.”

These pro-union provisions could be added to Reid’s bill in a conference committee.

TAKE ACTION: Contact your two Senators and urge them to oppose passage of any legislation that nationalizes our health care system!

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Health insurance law under divided Congress

Thursday, December 30th, 2010

Health insurance law under divided Congress

Can Republican lawmakers repeal the law?

Chances are slim to nil, at least through 2012. Although Republicans have regained control of the House, they will remain in the minority in the Senate. So it’s unlikely that Congress could pass a repeal bill. But even if that were to change, as long as President Obama remains in office, it’s a safe bet that he would veto such a measure. Easy To Insure ME has the answers

What about repealing parts of the law?

Among the discrete provisions Republicans have discussed putting on the chopping block is the “individual mandate,” which requires virtually all Americans to obtain health insurance or pay a tax penalty. But any effort to strip the law of a provision that Democrats and the president consider essential to its overall functioning is likely to suffer the same fate as an outright repeal bill. Without the individual mandate, for instance, the law’s requirement that insurers stop denying coverage to people with preexisting conditions or set annual limits on benefits could fall apart because the risk pool could be skewed toward the sick.

On the other hand, Republicans could succeed in eliminating unpopular aspects that are less central to the law. A case in point is the “1099″ provision, which will require businesses to greatly expand their reporting to the IRS of any goods and services they buy. The measure was intended to raise money for the law by helping the IRS clamp down on tax evasion. But many small businesses say that complying with it will prove costly and onerous. Democrats and the president have expressed a willingness to modify or repeal it, as long as Congress finds an alternate funding source.

The Republicans’ majority in the House will give them the power of the purse. Could they use it to defund the law?

To some extent. But here, too, Republicans’ influence will be limited. The most substantial federal expenditures required by the law – the expansion of Medicaid contributions to help states cover a greater share of the poor, for instance, or federal subsidies to help individuals buy private insurance – won’t begin until 2014. And their funding sources were essentially locked in and automated by the law and will not be subject to Congress’s annual appropriations process over the next two years.

How about defunding federal agencies responsible for implementing the health-care law, such as the Department of Health and Human Services or the IRS?

Opinions vary about the probable success of this tactic. The Congressional Budget Office has estimated that over the next 10 years, the administrative costs of implementation could run from billion to billion each for HHS and the IRS. But it’s unclear how much of that would need to come from budget increases. Both agencies have managed to make do with their existing budgets. HHS Secretary Kathleen Sebelius has said that even if her agency were not optimally funded over the next two years, she could find the staff and the means to continue implementing the law. Some conservative analysts are less sanguine, noting that the law requires that by 2013 HHS not only assess the readiness of states to run exchanges through which individuals and small businesses can buy private insurance, but that the agency be ready to step in with a federal version in case any states are found lacking.

House Republicans have also made clear that they plan to hold vigorous oversight hearings on the health-care law. How significant could those hearings prove?

In the long run, the Republicans’ newfound opportunity to hold hearings showcasing what they consider downsides of the law could be their most effective means of dismantling it; the hearings could lay the groundwork for a broad-based public repudiation of legislation that still divides Americans. Among others, Republicans hope to spotlight business owners who say they are hiring fewer workers because they cannot afford to offer the health insurance the law mandates, and individuals who say their premiums have skyrocketed because their insurers have been required to offer broader protections. But Democrats and the White House could also push back, using the hearings as an opportunity to sell Americans on the benefits of the law.

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